Customer Value Program Disclosure

To qualify for the Customer Value Program (CVP) you must be a new Complete Checking customer. Certain fees, minimum balance requirements, and restrictions may apply. New money only. A minimum deposit of $25 is required to open the Complete Checking account. Existing checking account customers are not eligible. A new checking account is defined as any new checking account that does not have any authorized signatures in common with any other existing Flushing Bank checking account(s). An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months. New money is defined as money not currently on deposit with Flushing Bank.

The Customer Value Program (CVP) Balance Bonus is limited to one (1) account credit per new Complete Checking customer. The CVP Balance Bonus will be based on the three-month average account balance of the first three (3) full calendar months after the month of account opening. The monthly average account balance tiers and respective account credits are as follows: Tier1: $10,000 - $24,999 a $30 account credit, Tier 2: $25,000 - $49,999 a $100 account credit, Tier 3: $50,000 - $99,999 a $200 account credit, Tier 4: $100,000 - $249,999 a $400 account credit, Tier 5: $250,000+ an $800 account credit. The CVP Balance Bonus will be posted to the account on or about the end of the subsequent month following the account’s three (3) month anniversary. A 1099 will be issued in the amount of the account bonus. The new Complete Checking account must remain open, active and in good standing for six months. The bonus will be forfeited if the account is closed prior to six months or prior to receiving the bonus. Other fees and restrictions may apply. The minimum three-month average balance to qualify for the CVP Balance Bonus is $10,000. The offer is subject to change and termination without prior notice at any time

The CVP Activation Bonus is limited to one (1) account credit per new Complete Checking customer. Direct Deposit – You will receive $100 for receiving two or more recurring direct deposits. EACH direct deposit must be $250 or more and must be received prior to 90 days after the account is opened. Tax refund checks do not qualify. Debit Card Purchases – You will receive $50 for the completion of 5 debit card purchases. Each debit card purchase must be $25 or more. Online Banking bill payments – You will receive $50 for completing 5 online banking bill payments via Flushing Bank’s Online Banking portal. Each online bill pay must be $25 or more. Debit Card Purchases and Online Banking bill payments must be completed prior to 60 days after the account is opened. The CVP Activation Bonus will be credited at the end of the month following completion of the qualifying transactions and there is no minimum balance required to receive the CVP Activation Bonus. A 1099 will be issued in the amount of all bonuses credited to the account. The new Complete Checking account must remain open, active, and in good standing for six months. Other fees and restrictions may apply. The offer is subject to change or termination without prior notice at any time.