Listed rates and APY's are applicable only for accounts opened online. For information about Certificate of Deposit prevailing renewal rates call us at 800.581.2889 or visit one of our branch locations .
Rates effective 1/30/19
| Savings/Money Market |
Interest Rate % |
APY % |
Interest Rate % |
APY % |
|
|
| Minimum to Open - $100 |
$0 - $4,999 |
|
$5,000+ |
|
|
|
| Statement Savings |
0.10 |
0.10 |
0.10 |
0.10 |
|
|
| Maximum Money Market |
0.10 |
0.10 |
0.15 |
0.15 |
|
|
| |
|
|
|
|
|
|
| Checking |
Interest Rate % |
APY % |
Interest Rate % |
APY % |
Interest Rate % |
APY % |
| |
$0 - $4,999 |
|
$5,000 - $49,999 |
|
$50,000+ |
|
| Complete Checking** Minimum to Open - $25 |
n/a |
n/a |
n/a |
n/a |
n/a |
n/a |
| Complete Checking Plus Minimum to Open - $100 |
0.15 |
0.15 |
0.30 |
0.30 |
0.45 |
0.45 |
| |
|
|
|
|
|
|
| Certificates of Deposit |
Interest Rate % |
APY % |
Minimum to Open |
|
|
|
| 6 Month CD |
0.15 |
0.15 |
$5,000 |
|
|
|
| 12 Month CD |
2.62 |
2.65 |
$5,000 |
|
|
|
| 18 Month CD |
0.15 |
0.15 |
$5,000 |
|
|
|
| 24 Month CD |
2.76 |
2.80 |
$5,000 |
|
|
|
| 30-Month Bump-Up CD 1 |
2.62 |
2.65 |
$5,000 |
|
|
|
| 36 Month CD |
0.35 |
0.35 |
$5,000 |
|
|
|
| 48 Month CD |
0.35 |
0.35 |
$5,000 |
|
|
|
| 60 Month CD |
2.83 |
2.87 |
$5,000 |
|
|
|
| |
|
|
|
|
|
|
Rates and Annual Percentage Yields (APYs) are effective as of 1/30/19 and are applicable only for accounts opened online. Rates are subject to change at anytime and without notice. A minimum balance is required to open and earn interest, see details above. Fees may reduce earnings.Certificates of Deposit may be subject to a penalty for early withdrawal.
**Complete Checking is a non-interest bearing account.
Other account products are available, including Business and Retirement accounts. For additional information, call us at 800.581.2889, visit one of our branch locations, or contact us.
Disclosures
Terms and Conditions
Online Agreement
Schedule of Fees
Privacy Notice
1 New accounts and new money only. The APY is effective January 30, 2019. Annual percentage yield (APY) assumes principle and interest remain on deposit until maturity. A withdrawal of interest will reduce earnings. The interest rate will be fixed for the term of the account unless the one-time Bump-Up option is exercised. If exercised the interest rate will be adjusted accordingly and remain fixed for the remaining term of the account. When exercising the Bump-Up option, new money may not be added to the account. Please see account opening disclosure for full details. Minimum deposit balance of $5,000 is required. IRAs are not eligible. Funds cannot be transferred from an existing Flushing Bank account. Premature withdrawals may be subject to bank and IRS penalties. Rate and offer are subject to change without notice.
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