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   2019 dualrate 



1) New money only. APY effective December 2, 2019. Annual percentage yield assumes principal and interest remain on deposit for a full year at current rate. Minimum deposit balance of $5,000 is required. Funds cannot be transferred from an existing Flushing Bank account. For new IRA and rollover accounts, the minimum deposit balance is $5,000. Premature withdrawals may be subject to bank and IRS penalties. Rates and offer are subject to change without notice. 2) New money required for new checking accounts only. A Flushing Bank checking account with a $5,000 minimum balance is required to receive the advertised rate. Certain fees, minimum balance requirements and restrictions may apply. Fees may reduce earnings on these accounts. A checking account is not required for IRA accounts. 3) New Complete Checking account with new money only. Existing checking account customers are not eligible. A new checking account is defined as any new checking account that does not have any authorized signatures in common with any other existing Flushing Bank checking account(s). An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months. New money is defined as money not currently on deposit with Flushing Bank. 4) The Cash Bonus is limited to one (1) account credit per new Complete Checking account. To qualify for the Cash Bonus, a new Complete Checking account must be opened with a minimum opening balance of $1,000 or more. The Cash Bonus credit will be based on the monthly average account balance of the first three (3) full months after account opening. The monthly average account balance tiers and respective account credits are as follows: Tier 1: $1,000 - $4,999 a $10 account credit, Tier 2: $5,000 - $9,999 a $50 account credit, Tier 3: $10,000+ a $100 account credit. The Cash Bonus credit will be posted to the account on or about the end of the subsequent month following the account’s three (3) month anniversary. A 1099 will be issued in the amount of the account credit. The new Complete Checking account must remain open, active and in good standing for six months. If the account is closed prior to six months or prior to receiving the credit, the account credit will be forfeited. Other fees and restrictions may apply. Notwithstanding the Cash Bonus offer, a minimum deposit of $25 is required to open the Complete Checking account. 5) This offer is limited to one Complete Checking account per household. Minimum deposit required to open a new Complete Checking account is $25. No minimum balance required to be eligible for the Bonus. Direct Deposit– You will receive $100 for signing up for and receiving a recurring direct deposit. Each direct deposit must be $250 or more. Tax refund checks do not qualify as direct deposit. Direct Deposits must be completed prior to 90 days after the account is opened. Debit Card Purchases – You will receive $50 for the completion of 5 debit card purchases. Each debit card purchase must be $25 or more. Online Banking bill payments – You will receive $50 for completing 5 online banking bill payments via Flushing Bank’s Online Banking portal. Each online bill pay must be $25 or more. Debit Card Purchases and Online Banking bill payments must be completed prior to 60 days after the account is opened. THE MAXIMUM AMOUNT ANY CUSTOMER CAN RECEIVE IS $200. The compensation will be credited to the checking account on or about the end of the month following the completion of the above qualifying transactions within the required time after account opening. A 1099 will be issued in the amount credited to your account. Other fees and restrictions may apply. The promotion and offer are subject to change and termination without prior notice at any time. Flushing Bank is a registered trademark.