Totally Free Checking

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No fees. No minimums. It's that simple.

There aren't too many things you can get for free nowadays. At Flushing Bank, we're happy to offer you a checking account that's even better than free – it's Totally Free.

And not only are there no surprises with our Totally Free Checking, there's no required minimum balance to make it free. It's that simple.

Totally Free Checking*. What more could you want?

How about Totally Free Checking with...

  • No monthly maintenance, per check or deposit fees
  • Free check imaging
  • Direct Deposit available
  • Free online banking
  • Free online bill pay
  • Free MasterCard© ATM/Debit card
  • No Point-of-Sale (POS) transaction fees
  • Surcharge-free access to over 50,000 ATMs worldwide1

Put our 80 years of strength and stability to work for you. Just open a Totally Free Checking account.

Free – it's the least we could do.


For more information, visit your local Flushing Bank branch or call us at 800.581.2889.

Click here to compare checking accounts.

* There is a $100 minimum to open the account. No minimum balance is required to avoid monthly fee.

Service fees such as fees charged for insufficient funds, returned deposited items, non-Flushing Bank ATM withdrawals and balance inquiries, teller’s checks, wire transfers and any other miscellaneous items or services apply to this account. Refer to the Flushing Bank schedule of fees for more details.

1 Flushing Bank customers will not incur a charge from Allpoint for the use of their ATM network. Additionally, customers using Non-Flushing Bank ATMs may incur fees. Refer to the Flushing Bank Schedule of Fees and account disclosure for more details.

Please note: Some Allpoint machines may display a surcharge screen during the Allpoint ATM transaction. If so, simply select “Yes” to accept the surcharge and proceed with the transaction. You will not be charged the surcharge, if so Allpoint will refund the fee.