1 There is a $25 minimum to open the account. No minimum balance is required to avoid monthly fee. Service fees such as fees charged for insufficient funds, returned deposited items, non-Flushing Bank ATM withdrawals and balance inquiries, teller’s checks, wire transfers and any other miscellaneous items or services apply to this account. Refer to the Flushing Bank schedule of fees for more details. 2 There is no charge to use Flushing Bank Flexible Deposit and Flushing Bank Mobile Banking, but the Bank’s standard account fees will apply and data and messaging rates may apply from your wireless provider. Flexible Deposit is for personal checking, statement savings or money market accounts only. Account(s) must be in good standing. Subject to eligibility. Deposit limits and other restrictions apply. Flushing Bank Flexible Deposit and Mobile Banking are available to all Flushing Bank online banking users. 3 Per statement cycle: Rebate up to $15 surcharge (other bank fee). Waive up to 5 transactions at non-Flushing Bank ATM. No fee for inquiries.