Additional Products & Services

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Banking at Flushing Bank has never been easier or more convenient. We provide the following range of products and services to make your everyday banking a free and experience:

Free Cash MasterCard® Debit Card


Now you don't have to worry about accessing your funds or about running to the ATM for cash! With Cash MasterCard® Debit Card you can: 

  • Shop with greater confidence - safer than carrying cash or checks
  • Shop wherever MasterCard® is accepted worldwide
  • Pay recurring monthly expenses without writing checks - utility, insurance, internet or cell phone bills.
  • Manage your budget - every purchase is detailed on your statement
  • Access to over 43,000 Surcharge Free ATMs nationwide with the Allpoint Network*

Plus the Cash MasterCard® Debit Card is safer than carrying cash and easier than writing checks. Purchases are deducted directly from your checking account.

Everyday Overdraft Protection

Don't get caught short. Flushing Bank needs your authorization to pay one-time debit card transactions and ATM withdrawals. Fill out our secure form today and get the overdraft protection you need.  Have questions, our FAQs can be found here.

Access to over 43,000 Surcharge Free ATMs Nationwide!*


Freedom is spreading! As a Cash MasterCard® Debit Card holder, you can access over 43,000 Surcharge Free ATMs Allpoint Bannernationwide, with over 3,000 ATMs in New York. Virtually everywhere you go, your money is right there with you! With Allpoint you can take advantage of all these benefits:

  • Over 43,000 ATMs nationwide
  • Over 3,000 ATMs in New York
  • ATMs located in popular stores
  • No sign up fee or forms to fill out

Just look for the Allpoint symbol at these popular retailers: CVS, Costco, Duane Reade, ExxonMobil, Hess, Rite Aid, Sears, Sunoco, Target, Unimart, Waldbaums, Walgreens and many more…

To find an Allpoint Surcharge Free ATM near you, simply enter your ZIP code into the ATM locator which can be found on the homepage or call 800.809.0308. You can also download the free Mobile Application for your smartphone to find an Allpoint Surcharge Free ATM when you're on the go!

Free Online Banking

Manage your accounts 24 hours a day, 7 days a week with online banking. View your deposits and transfer funds between accounts anytime from the comfort of your home. Free online banking offers the following benefits:

  • Free Bill Payment - No checks, no stamps, no hassle! Pay your bills whenever the mood strikes you or set up recurring payments online.
  • Free e-Statements - Now you don't have to wait for the mail! Sign up for e-statements today to view and print last month's statement, and retrieve previous statements. Each month an email will be sent out to inform you that your statement is available online.
  • Free Check Images - view digital images of your processed check images online in your account summary.

Sign up for online banking and all of it benefits today. Managing your money online has never been more convenient! It's easy, safe, and best of all, free!

Free Telephone Banking

Available 24 hours and day, 7 days a week, our telephone banking service offers direct access to your account information from any touch-tone phone including:

  • Account balance inquiries
  • Transfer funds between select accounts
  • Order checks
  • Obtain deposit and loan rates
  • Verify deposits/withdrawals/checks paid
  • Change your personal security code

To use our telephone banking service, simply call 877.226.5873 to access your account information.

Free Direct Deposit

Get out of line and save time with direct deposit! There is no faster or easier way to get your money into your Flushing Bank checking or savings account. Direct deposit provides you with:

  • Funds are immediately available to you upon deposit
  • No waiting in line to deposit your check
  • No lost or misplaced checks

Use direct deposit for your payroll, social security, stock dividends pension and retirement benefits.

Cash Reserve Line of Credit Overdraft Protection**

Now there's no need to worry about bouncing checks or running short on cash. Our Cash Reserve is a line of credit linked to your checking account so you have access to extra money when you need it. Cash Reserve automatically provides coverage up to your available credit when you withdraw more than your available checking balance due to:

  • Writing a check
  • Making ATM withdrawals
  • Making a debit card purchase
  • Initializing an Online Bill Payment

Enjoy peace of mind and convenience in your day to day finances. Sign up for Cash Reserve Line of Credit today!

For more information on any of the Products and Services above, stop by your local branch or call 800.581.2889. We look forward to meeting you!

**Subject to credit approval. 

MasterCard® is a registered trademark of MasterCard Worldwide. 

* Flushing Bank customers will not incur a charge from Allpoint for the use of their ATM network. Additionally, customers using Non-Flushing Bank ATMs may incur fees. Refer to the Flushing Bank Schedule of Fees and account disclosure for more details.  

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