Professional Loans & Lines of Credit

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An important aspect of business growth is the procurement of professional loans. As a doctor, attorney, CPA or other professional service provider you may want to borrow money to expand your operations. Flushing Bank is here to help. As a professional bank, we can provide you with a number of flexible, professional loan options designed to meet your specific needs.

Term Loans for Doctors, Attorneys and Other Professionals

A Flushing Bank term loan can help you achieve your business goals. Use your loan to:

  • Expand your business
  • Purchase equipment
  • Upgrade computers/systems
  • Finance a new product line
  • Make leasehold improvements

Count on Flushing Bank for Your Professional Loans

The Flushing Bank professional term loan provides your practice with:

  • A fixed loan amount up to $15,000,000
  • Flexible loan type - fixed or variable
  • Flexible repayment terms - up to 7 years
  • Highly competitive rates
  • Quick approval and closing process

Line of Credit - An Alternative to Professional Loans

As a professional service provider, you may prefer having a line of credit as opposed to a professional loan. A line of credit enables you to use any part of the approved credit amount and pay interest only on that borrowed amount.

With Flushing Bank's line of credit, you can be confident that the cash is there for your planned or unplanned business expenses and provides the following:

  • Only pay interest on the amount that you use
  • A highly competitive variable rate
  • A credit line available up to $500,000
  • No annual ‘clean-up' period required
  • Greater flexibility
  • Quick approval and closing process
  • Attractive term-loan conversion feature

A Line of Credit that Revolves Around Your Needs

A Flushing Bank professional line of credit is perfect for:

  • Meeting seasonal cash flow needs
  • Financing accounts receivable
  • Purchasing inventory
  • Taking advantage of trade discounts
  • Paying taxes

Hassle-Free Line of Credit and Professional Loan Payments

You will never have to worry about missing a payment to your professional line of credit or term loan with our automatic deduction services. We will set up your Flushing Bank professional checking account to automatically make the monthly payments for you.

Owner Occupied Commercial Mortgages

If you'd like to acquire or refinance owner-occupied real estate, improve real estate or initiate projects that require extended repayment terms, then a Flushing Bank Owner Occupied Commercial Mortgage is just what you're looking for.

At Flushing Bank, we offer a variety of Owner Occupied Commercial Mortgage financing options with competitive rates and flexible repayment terms.

Our loan professionals will work closely with you to develop a plan that matches your financial situation. Loan amounts typically range from $250,000 to $15,000,000, with larger loan requests considered on a case-by-case basis.

These Owner Occupied Commercial Mortgages pertain to business operations and professional practices and are perfect for:

  • Office Buildings
  • Professional/Commercial Condominiums

Flushing Bank plays an important role in real estate lending on Long Island, in Queens, Brooklyn, Manhattan, and the surrounding counties. Our lending professionals rely on a common sense assessment of each transaction's unique characteristics. We serve a broad range of borrowers and regularly customize products to meet the demands of today's market and your business.

Call us at 800.581.2889 to speak to a Business Banker to learn more about the benefits of banking with Flushing Bank. If you are interested in a business loan submit your information and we will contact you.

*Loans are subject to credit approval