1 New accounts and new money only. Existing checking account customers are not eligible. An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months. New money is defined as money not currently on deposit with Flushing Bank. The APY is effective March 1, 2013. The annual percentage yield (APY) for BestRate Checking is 1.00% and will remain in effect for 90 days after account opening. At the end of this 90-day period the rate will revert to 0.60% and rate may change at any time without notice. You must maintain a daily balance of $5,000 for the statement cycle to receive the disclosed yield and to avoid the monthly maintenance fee of $10. A daily balance below $5,000 will be assessed a lower Annual Percentage Yield. Fees may reduce earnings. 2 New accounts and new money only. Existing checking account customers are not eligible. An existing checking customer is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months. This offer is limited to one checking account per household. Minimum deposit required to open a new checking account is $100. Debit Card Purchases – You will receive $75 for the completion of 5 debit card purchases. Each debit card purchase must be $25 or more. Online Banking Bill-payments OR Direct Deposit – You will receive $75 for completing 5 online banking bill-payments via Flushing Bank’s Online Banking portal OR signing up for and receiving a recurring direct deposit of $250 or more. Each online bill-pay must be $25 or more. Tax refund checks do not qualify as direct deposit. Online Bill-payments, Debit Card Purchases and Direct Deposits must be completed prior to 60 days after the account is opened. THE MAXIMUM AMOUNT ANY CUSTOMER CAN RECEIVE IS $150. The compensation will be credited to the checking account on or about 75 days after the account is opened. A 1099 will be issued in the amount credited to your account. Other fees and restrictions may apply. All offers are subject to change and termination without prior notice at any time. Speak with a Flushing Bank representative for more details and information about these offers.